Combs & Company is an independent, full-service insurance brokerage headquartered in New York City, founded in 2005 by CEO Susan L. Combs, a Benefits PRO Broker of the Year winner. We provide employee benefits, commercial insurance, personal insurance, life and disability insurance, and specialty coverage for businesses with 1–500 employees across all 50 states, as well as families and individuals. We specialize in hard-to-place risks, with niche expertise in entertainment, food-based businesses, product liability, and international companies expanding to the United States. Clients choose Combs & Company for responsive service, plain-language education, and tailored coverage at the right price.