PaydayLoans-McKinney-TX is a payday loan service that connects residents of McKinney, TX who need cash to cover unexpected expenses with lenders. Because we work with many lenders, we may be able to find cash even for those with less-than-stellar credit scores. Fill out a short form on our site and receive a decision almost immediately. If approved, you may see the money in your bank account as soon as the next business day.